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Brits think investing is strictly reserved for the super-rich - with 45 per cent not getting involved themselves. A poll of 2,000 adults found 38 per cent associate it with city bankers, while 21 per cent think it’s the domain of older adults. And 47 per cent admit they’re daunted by the prospect of getting started - with four in 10 not having a clue where or how to begin. A third (32 per cent) also didn’t start taking any active interest in their pension until they were 36 or older. Liz Fernando, chief investment officer for Nest pensions, which commissioned the research, said: “Pensions are a great way to invest your money and watch it grow over time, in the background while you work. “It’s evident that there’s a lot of work to do to demystify perceptions surrounding who can enter the world of investment – it really can be for everyone.” The results also found 49 per cent think the general perception of investing being primarily for the wealthy acts as a barrier for other people who would otherwise want to invest. As almost three-quarters (73 per cent) feel these opportunities should be accessible for people from all income levels. Among the three groups which Brits feel are most underrepresented when it comes to investing are the working classes (46 per cent), young people (34 per cent) and ethnic minorities (29 per cent). For nearly eight in 10 (78 per cent), the fear of losing money makes the idea of investment off-putting. While lack of investing knowledge (52 per cent), uncertainty about the economy (51 per cent) and not knowing where to begin (38 per cent) are among the top fears. But 64 per cent believe more people would be likely to invest – if they could see where exactly their money is going. A third would describe their investing knowledge as ‘bad’ - while 53 per cent feel clear and transparent information about investment options would help ease their concerns. Simpler investment platforms or tools would feel most beneficial for 49 per cent of those polled via OnePoll. And when it comes to pensions, profitability is sought-after for 58 per cent. While investing in sustainable businesses is vital for 29 per cent. More than four in 10 (42 per cent) are connected to their pension through an employment plan – while 15 per cent contribute through a private plan. Liz Fernando for Nest pensions added:” We know your pension pot can be one of the most valuable ways to help secure your future retirement, and it’s right you know where it’s being invested - especially when you’re saving into it for decades”. “We don’t know how the world of finance will look in years to come, but we do know your future self should be grateful that you are adding to your pot.” Read More Four in ten Brits ignore potentially serious eye problems, study finds The exact time Brits find themselves ‘uncontrollably hungry’ revealed Sounds that can help you fall asleep better Exact time Brits find themselves ‘uncontrollably hungry’ revealed Top 10 acts which make people feel more positive Brits feel their mental health declining due to cost of living crisis

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Rebecca Adlington said she is “truly heartbroken” after suffering a late-stage miscarriage. The double Olympic gold medal swimmer found out about the devastating loss at a routine 20-week scan, sharing the news in a post on Instagram yesterday evening. “I don’t really have the words right now but unfortunately we went for our 20 week scan this week and they found no heartbeat. I gave birth to our angel, Harper on Friday at 7pm. We held her, and had time with her. We will forever love her and remember her always,” Adlington, 34, said. After thanking staff at Wythenshawe Hospital for their “kindness and care”, she added: “I don’t have the strength or words right now and don’t feel ready to share this news. However, I can’t pretend to be ok or fake a smile. I can’t have people ask me how pregnancy is or when I am due as I still look pregnant. I don’t have the strength to tell this news individually. “We are so truly heartbroken. Our beautiful girl. Rest in peace.” Adlington – who shares son Albie, two, with her husband Andy Parsons and has an eight-year-old daughter, Summer, from her previous marriage with Harry Needs – previously revealed she’d had a miscarriage 12 weeks into her pregnancy last August, resulting in emergency surgery. And as her Instagram post this week highlights, one of the many difficult things about losing a baby is telling other people. So, how can people respond supportively when a friend, relative or colleague shares news of a baby loss? Showing empathy “It’s about showing empathy as much as you possibly can, showing some form of understanding, and really just being there to listen to them,” Rochelle Love, a midwife working with baby loss charity Tommy’s, told the PA news agency. A late miscarriage is one which happens between 14-24 weeks of pregnancy, and is less common than early-stage miscarriage, occurring in an estimated 1-2% of pregnancies, Love explained. “We don’t always know why these miscarriages happen. They can be for a multitude of reasons, and the sad thing for expectant parents is that we may not always find a definite cause,” she added. “It may not necessarily be related to previous miscarriage.” Take care with ‘helpful’ comments Friends and family may try to comfort someone who’s lost a baby with well-meaning but sometimes way off-the-mark ‘helpful’ comments. Love said it’s crucial to be very careful about what you say. “I don’t think it’s ever up to us to make assumptions, and especially do not make comments like: ‘Don’t worry, you can have another baby’, ‘Don’t worry, you can try again’, or, ‘You were only 20 weeks pregnant’,” Love advised. “I think sometimes people just don’t know what else to say, so they make these throwaway comments, which are not necessarily the best things to say when someone’s grieving. It’s not up to us to say [these things] – how do you know, for example, that they can have another baby? Think about what you’re going to say before you speak to someone who’s had a loss.” Be mindful of terminology Remember this isn’t just a foetus to the grieving parents – it’s their child, and it can be very important to talk about it as such. Love said: “Address the baby as their baby, and if the baby has a name, then use it. Be very careful of the words you use.” Be there for them Instead of offering up platitudes, Love said it’s often better to just let people know you’re there if they need you. “Just let them know you’re there for them – you’re there if they want to speak, or if they just want to sit in silence – you’re available to be their support if and when they should need it,” she explained. Don’t forget their partner Love stresses that any kind of support needs to be extended to the partner as well. “Sometimes the partner is ignored and we just focus on the pregnant person, but the partner is the pregnant person’s closest support and they’ve also lost their baby and are also grieving,” she said. “I always advise anyone who’s had an unfortunate loss that if they decide to go for grief counselling, they should make their partner a part of that process as well, so they can go on that grief and healing journey together.” Remember everyone will grieve differently Loss and grief is experienced differently by everyone. “How I may grieve a pregnancy loss may be very different from how somebody else might grieve,” said Love – so it’s important to let people do things their way and at their own pace. Think about offering them helpIf you are close with them, offer practical help if you feel they may welcome it. Love said this could mean “getting someone’s groceries for them because they don’t feel they can face getting dressed and going out, or cleaning the house – anything at all could be very well received.” Tommy’s helpline is on 0800 014 7800 Read More What you need to know about new research into treating cervical cancer How to do Halloween make up and still take care of your skin Which houseplants best suit your star sign? 5 of the hottest new perfume launches for autumn/winter Consistent lack of sleep may increase risk of future depressive symptoms – study World Osteoporosis Day: The risk factors and early warning signs everyone needs to know about

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