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Almost a third of people in England and Wales said their mental health has been affected by soaring mortgage costs in the past year, according to new research. For people with existing mental health problems, nearly four in 10 said the rising costs had worsened their mental health. Mind, the UK’s biggest mental health charity, also said it had seen a 55% increase in the number of people contacting its Infoline over the last 18 months about financial difficulties, including welfare, unemployment and personal debt. The charity’s survey of 3,015 respondents across England and Wales in March and April came before Thursday’s news that the Bank of England had raised interest rates to 5.25% from 5%. The hike, which is yet another bid to get inflation under control, will put more pressure on mortgage holders. Mind’s survey – carried out by Censuswide – suggested that 29% of people had been affected by hearing about or experiencing increasing mortgage costs over the last year. Ten per cent said that it had affected their mental health a lot, the charity added. For people with existing mental health problems, some 36% said the increasing mortgage costs had made their mental health worse. Money problems and mental health often form a vicious cycle, and when we’re struggling to deal with one, the other can become much harder to manage, particularly when it threatens to impact our housing situation Vicki Nash, Mind The charity said younger people were particularly affected, with almost half (48%) of those aged between 16 and 24 saying that the mortgage situation had impacted on their mental health. Vicki Nash, Mind’s associate director of external affairs, said financial difficulties and mental health problems “often form a vicious cycle”. She said: “As we continue to grapple with the rising cost of living, news of yet another possible increase in mortgage rates will be difficult for many families to bear. “Money problems and mental health often form a vicious cycle, and when we’re struggling to deal with one, the other can become much harder to manage, particularly when it threatens to impact our housing situation. “We know some people are becoming so unwell that they need hospital treatment for their mental health. “When this happens the care they receive when they leave hospital is critical so we are calling for the introduction of comprehensive welfare checks, including of people’s financial situation. “These figures show this is a mental health emergency that everyone is going to need help to deal with. We know we can’t fix the cost-of-living crisis but support for your mental health is out there, and we are here for you. “This includes through Mind’s Infoline, online community, Side by Side and the useful information on our website that will be available throughout this difficult period.” Mind has a confidential information and support line which can be called on 0300 123 3393 between 9am and 6pm from Monday to Friday, or people can visit mind.org.uk. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Consuming foods with added sugars may increase risk of kidney stones – study Why TikTok is going wild for lip oil 5 late summer blooms to plant now

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1. Lakeland This smart-looking rubberwood block comes complete with five knives – paring, cook's, all-purpose, carving and bread, which covers what most kitchens need. Each is made from a single piece of hardened stainless steel and there's good handling balance. £59.99, lakeland.co.uk 2. Robert Welch This award-winning set contains six high-quality knives and a stylish knife-block with a handy in-built knife sharpener. Each knife slot has a clever integral magnet mechanism, so that when you slide the knife in or out, the sharp edge is protected. £280, robertwelch.com 3. Maxwell & Williams This five-piece slice-and-dice knife set features knives constructed with stainless steel with a non-stick overcoat for the blade. The coloured handles make them clearly distinguishable from the blade during use and cleaning and they're currently reduced from £59.96. £29.95, maxwellandwilliams.co.uk 4. IKEA Slipad This entry-level knife block, which includes five multi-coloured knives ranging from a paring knife to a carving knife, is perfect for those setting up home on a budget, students going off to college, or the occasional cook. £11, ikea.com 5. Pampered Chef Pampered Chef's knives are the business. They are finely crafted from fully forged, high-carbon German steel for a perfect edge and sharpness, stain and corrosion resistance and durability. Too expensive? There's a less comprehensive set at £127. £390, pamperedchef.co.uk 6. Zwilling This company has been making knives since 1731 and its latest range is hard to fault. The blades are perfectly balanced and all the knives are all forged from a single piece of stainless steel, which goes through six different stages of heat production followed by an ice-hardening process, for optimum durability and stain resistance. £169.99, lakeland.co.uk 7. Judge This eye-catching set makes it easy to find the right knife for the task in hand. The five Sabatier blades with contoured anti-slip handles are clearly displayed in their acrylic stand and if you don't like the red, there's a black version, too. £48, judgecookware.co.uk 8. Stellar James Martin Designed in conjunction with TV chef James Martin, these high-specification stainless-steel blades have a high level of Molybdenum (a type of metal) for lasting quality and come with a lifetime guarantee. Additional knives are also available. £72, stellarcookware.co.uk 9. Raymond Blanc Knives Each blade in this six-piece knife collection is ice-hardened Japanese steel and they run the entire length of the handle to ensure perfect balance, precision and durability. The Suregrip handle is ergonomically countoured, too, enabling a really firm grip. £125, raymondblanc.com 10. Robert Welch Here's another set featuring the multi-award winning Robert Welch Signature kitchen knives. This time, the base – a bamboo drawer unit – is designed for those who like to keep their worktops tidy while cooking. It's also ultra-safe for households with children. £110, robertwelch.com

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